Apply Online
Complete and submit our online plaintiff application form.Case Review
We'll review the details of your case to see if you qualify.Approval
If approved, we'll provide you with a clear and transparent funding agreement.Get Funded
Once approved, you'll receive your funding in 24-48 hours.
River Finance
Key Benefits of Rear-End Collision Pre-Settlement Funding
We know how stressful it can be waiting for your settlement while bills keep coming in.
If your lawsuit is taking longer than expected and money is tight, you’re not alone. We help people just like you bridge the gap until their settlement arrives – quickly, confidentially, and without risk.
That’s why we offer a simple, local solution – giving Tennessee residents access to the money they need, with genuine service and no hidden catches.
No Credit Check or Employment Verification
Your eligibility is based solely on your case, not your financial history.No Upfront Costs
Apply with zero out-of-pocket fees or obligations.Risk-Free Funding
You only repay if you win or settle your case. If you lose, you owe nothing.Fast Approval
Most applications are approved within 24–48 hours once we receive your attorney’s case details.Confidential & Secure
We protect your privacy and never contact your employer or insurance company.Support When You Need It Most
Use the funds to cover rent, bills, medical care, or everyday expenses while you wait for your settlement.Local Tennessee Service
We’re a small, community-based company that provides personal attention and fast, responsive communication - not an out-of-state lender.Attorney Collaboration
We work directly with your lawyer to understand your case and ensure a smooth, transparent process.
River Finance
Testimonials
We’re proud of the relationships we’ve built and the results we’ve achieved. Hear directly from clients who’ve trusted us to help them.
Frequently Asked Questions
Pre-settlement Funding
Got questions? As a Tennessee company, we’re here to make things easy to understand.
We’ve answered the most common ones below to help you understand how pre-settlement funding works and what to expect.
Pre-settlement funding provides financial support to injured plaintiffs waiting for their rear-end collision case to settle. It allows you to access part of your expected settlement now – to help pay bills, medical costs, rent, or other expenses while your case is ongoing.
Unlike a bank loan, pre-settlement funding is non-recourse. That means there are no credit checks, no employment requirements, and no monthly payments.
You only repay if your attorney wins or settles your case. If you lose, you owe nothing.
The amount available depends on your case strength, injuries, and potential settlement value. Typical advances range from $500 to $100,000 or more.
If your case doesn’t result in a settlement or award, you don’t pay anything back. The funding is completely risk-free to you.
Our fees are transparent and straightforward. Rates depend on your case details and duration, but everything is disclosed upfront — no hidden charges or surprises.
Once we receive your attorney’s documentation, most applications are approved within 24–48 hours. Some are even approved the same day.
Repayment happens automatically through your attorney once your case settles. The agreed amount is deducted from your settlement, so there’s no stress or paperwork for you.
No. Your credit score and employment status are not factors. Approval is based solely on your case details and the likelihood of success.
No. All communications stay strictly between our team, you, and your attorney. Your privacy is always protected.
River Finance Pre-Settlement Funding
Apply Today!
Secure the funds you need before your case settles. Fast, Simple, and Risk-free
Our Location
Serving the entire state of Tennessee with offices in Chattanooga, we’re here to provide fast, local support when you need it most.